Employee Benefits Consultant

We are looking for a Talented Benefits Consultant to join our Miami, FL office. 

The Benefits Consultant will interfaces with a group of clients (a book of business) to strategize and propose viable solutions to manage the menu of Health & Welfare benefit options that the client offers to its employees. Benefits Consultants partner with clients and assist them with 

1) emerging trends in employee benefits, 2) their annual renewal process, and 3) other possible options that would enhance or meet the goals of the client; the end product of this partnership is intended to add value to the client, enabling the client to be competitive in their own industry. 

Benefits Consultants quickly assess the nature of any given problem, understand thoroughly the expectations of the client, and consistently meet or exceed those expectations. They must contribute to and flourish in a team environment,  supporting Large Group clients (100 – 3,000 employee lives).

Responsibilities Include:

• Benefits Consultant partners with each client in the book of business. The partnership is demonstrated as the Benefits Consultant:
  • Organizes and leads regular pre-planned meetings with the client;
  • Understands key business issues facing the client, and brings viable solutions to the client to address those needs;
  • Creates and executes meaningful long-term strategic benefit plans (BPP’s);
  •  Acts intentionally to retain clients and succeeds.
• Benefits Consultant understands thoroughly (and stays knowledgeable of) employee Health & Welfare benefit programs including program design, compliance & legislation, and emerging trends.
• Strategically plans and executes plan renewals, staying in regular communication with the client and updating them on various emerging trends and solutions for their business needs.
• Benefits Consultant anticipates concerns developing from the renewal process; proactively checks and verifies all information (new rates, employee enrollments and changes, ID cards, etc.); immediately addresses and solves problems generated through the renewal process.
• Adds value to our clients through presentation of strategic solutions for their benefit program; encourages client to be innovative; alerts client to potential issues (legislative and compliance information); serves client as an educator or speaker on benefit topics to assist employees being as effective as possible.
• Uses tools and systems (e.g. Zywave, MS Word, Excel, etc.) to enhance the job. Updates systems and keeps client files and work area organized and clean.
• Communicates thoroughly and clearly with all team members concerning client issues, renewals, and proactive work.
• Positively influences the team members; uses the Gravity Way effectively to mediate concerns, offer encouragement and praise, and build good working relationships.
• Benefits Consultant promotes and offers ideas for improvement.
• Attends training opportunities, reads and shares industry knowledge, regularly participates in coursework to either earn or maintain professional designations.
• Assesses the nature of a problem quickly, understand thoroughly the expectations of the client, and consistently meets those expectations through viable solutions.

Required Experience:

• Five+ years of experience in benefits including a strong knowledge of both fully and self-insured
• plans (carrier/TPA review & negotiation, network analysis, stop loss strategies, claims reporting), ancillary lines, and current legislation.
• An earned bachelor’s degree (or its equivalent).
• An earned Florida License in Health & Life Insurances.
• Professional Designations (RHU, REBC, CEBS) preferred.
• An intermediate level of knowledge in all Microsoft Office products; Excel knowledge is required

Required Skills:

• Excellent communication and presentation skills (listens, speaks, and writes well); able to interact effectively with people of various responsibility and authority (employees, key contacts, executives, etc.).
• Highly organized.
• Able to manage a multitude of details (including paperwork); stays proactive while juggling these issues.
• Possess a natural inclination to reach out, build relationships, and uncover issues before the client calls Gravity Benefits.
• Very comfortable with typical business technology including voice mail, e-mail, word processing, spreadsheets, and presentation software.

Benefits:

• Unlimited PTO
• Medical, Dental, Vision
• Short term & Long term Disability
• 401k